Legal Disclaimer
Access to this website is subject to the prior reading and acceptance of the
present legal notices by the user.
The content available on this website is intended for individuals and/or corporate
entities interested in receiving information regarding the service o?erings of
Flexycredit.pt.
The completion and submission of any form available on this website do not
constitute a contractual relationship between Flexycredit.pt and the user.
Flexycredit.pt makes every e?ort to ensure the accuracy and timeliness of the
information presented on this website, while reserving the right to modify its
content at any time without prior notice. Accordingly, except in cases of willful
misconduct or gross negligence, Flexycredit.pt shall not be held liable for:
- Any inaccuracy, imprecision, or omission in the information provided on
this website;
- Any damage resulting from fraudulent third-party intrusion into this website;
- Any virus or malware that may infect the user's computer or any other
device used to access or browse the website.
**Intellectual Property Rights**
All content on this website (including but not limited to text, graphics, logos, icons,
databases, images, text files, audio, video, and software) is the property of
Flexycredit.pt, its a?iliates, or its content providers and is protected under national
and international intellectual property, copyright, and related rights legislation.
**Privacy Policy**
The services available on this digital platform are provided by Flexycredit.pt, which
undertakes a strict commitment to safeguarding the privacy of the personal data
provided by users. This commitment equally applies to any new services made
available on this platform, which must fully comply with the principles established
in this Privacy Policy and the Terms of Access and Use.
Through this policy, Flexycredit.pt rea?irms its commitment to respecting and
protecting users' personal data, ensuring the adoption of best practices for data
security and privacy in accordance with applicable regulatory frameworks.
**Data Processing**
1. **Personal Data**
Personal data refers to any information, regardless of format, that relates to an
identified or identifiable natural person. Depending on the specific purpose
outlined below, the following personal data may be collected through this website:
i. Full name;
ii. Contact details (telephone number and email address);
iii. income statement.
iv. Proof of address
v. Proof of employment
vi. Other relevant information necessary for the execution of requested
services.
2. **Purpose and Processing of Personal Data**
The collection and processing of personal data are conducted lawfully, fairly, and
transparently, and are deemed necessary and indispensable for the execution of
the services requested, including but not limited to credit intermediation and
insurance mediation, as well as compliance with legal obligations arising from
credit intermediary and/or insurance brokerage activities.
By providing their personal data, the user acknowledges and expressly consents to
the collection and processing of such data for the following purposes:
- Contact requests;
- Recruitment and selection of new employees.
Personal data collected through this website is processed electronically in strict
compliance with applicable data protection regulations. The data is securely
stored in dedicated databases located within the European Union and shall under
no circumstances be used for purposes other than those for which explicit
consent was granted.
3. **Retention of Personal Data**
Personal data will be retained only for the period necessary to fulfill the purposes
for which it was collected and to comply with legal obligations, unless the user
exercises their rights to object, rectify, or request deletion of their data.
4. **Right of Access, Rectification, Erasure, Restriction of Processing, and Data
Portability**
Users, as data subjects, are entitled to request access to their personal data at any
time, as well as to request its rectification, deletion, portability, restriction of
processing, and/or object to its processing. These rights may be exercised by
submitting a written request to Flexycredit.pt via email at **hc@flexycredit.pt**.
Notwithstanding the above, users also retain the right to lodge a complaint with
the competent data protection authority, whose contact details can be found at
**www.cnpd.pt**.
5. **Disclosure of Personal Data to Third Parties**
Flexycredit.pt may transfer collected personal data to third-party entities, a list of
which can be requested via email at **hc@flexycredit.pt**. In such cases,
Flexycredit.pt ensures that the recipient entities are reputable and maintain a high
level of data protection, as contractually stipulated between Flexycredit.pt and
such third parties.
Any third-party entities subcontracted by Flexycredit.pt will process personal data
strictly on behalf of and under the instructions of Flexycredit.pt. They will be bound
by contractual obligations to implement the necessary technical and
organizational security measures to protect personal data against accidental or
unlawful destruction, accidental loss, alteration, unauthorized disclosure,
unauthorized access, and any other forms of unlawful processing.
Regardless of such transfers, Flexycredit.pt remains the entity responsible for the
processing of personal data.
6. **Data Controller**
The entity responsible for the collection and processing of personal data for the
purposes outlined in this Privacy Policy is **Flexycredit.pt**, headquartered at
**Rua Visconde de Santarém 75b, Lisbon, Portugal**.
For any clarification regarding this Privacy Policy or any other relevant matter, users
may contact Flexycredi